Excessive effort to recover an excess

You may have already read about my car accident a few months ago. The latest development is that my Uninsured Loss Recovery Company have written to me to tell me that the third party insurance company is now admitting liability for the accident! YES!

This was after I had to draw a diagram of the accident.

However they are disputing the fact that my vehicle had to be written off because the third party driver made a statement to say that they couldn’t see any damage to either car.

This isn’t suprising as I couldn’t see any damage at the time either - it was only after when I got the car home that I realised that, after having opened the boot, I couldn’t shut the boot.

So it is just possible that I might stand a chance of getting my £150 excess back and also retaining my three year no claims bonus.

In reality the no claims bonus is more important as it will make next years insurance renewal less painful. However the £150 will pay for getting an ipod adaptor fitted which would be nice. I miss listening to the ipod in the car.